If something happened to you, could your family keep the house?
Answer 7 quick questions to see the mortgage protection options you may qualify for, including coverage that can pay you while you're living if you get seriously ill.
- Takes about 2 minutes
- Compare plans from multiple insurance companies
- Some plans don't require a medical exam
- No obligation to buy
One policy, three ways it can protect your home
Pays off all or part of the house
If you pass away, the benefit goes to your family, who can use it to pay off some or all of the mortgage, or keep up with the monthly payments. How much depends on the coverage you qualify for.
Death benefitPays you while living
Many plans include riders that can pay part of the benefit early after a qualifying heart attack, stroke, cancer diagnosis or chronic illness.
Living benefitsProtects your equity
Some plans include a benefit that can help cover your monthly mortgage payment for a set period if a covered event, like a disability, keeps you from working.
Equity protectionHow it works
Answer 7 questions
Your home, your household and what matters most to you.
Pick a time to talk
Choose a 15-minute phone call with a licensed agent at a time that works for you.
Compare your options
See real quotes side by side and decide if any of them fit. No pressure either way.
Questions homeowners ask
Is this from my mortgage company?
No. We're an independent insurance agency, not your lender or a government program. Your lender doesn't need to be involved, and the policy belongs to you, not the bank.
How much does it cost?
It depends on your age, health, tobacco use, coverage amount and the plan you choose. Your agent will show you real quotes from several insurance companies on the call.
Do I need a medical exam?
Not always. Some plans only ask health questions over the phone. Others require an exam for larger amounts. Your agent will tell you which applies to you.
What if I already have life insurance through work?
Work coverage usually ends if you leave the job and is often limited to one or two times your salary. Your agent can review what you have and show whether there's a gap.
Will I get a lot of calls?
No. Your information goes to our agency only. A licensed agent will contact you about the options you asked for, and you can opt out anytime.
See your options in about 2 minutes
Free, no obligation, and your information stays with our agency.